UK Tax Changes 2025-26: What You Need to Know
Discover the latest updates to UK tax bands, National Insurance rates, and how they affect your take home pay for the new tax year.
Read MoreCalculate your take home pay instantly with our free, accurate UK salary calculator. Get precise income tax and National Insurance calculations for the 2025-26 tax year.
Enter your annual salary below to see your monthly and weekly take home pay after income tax and National Insurance deductions.
Enter your salary to see detailed breakdown
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Stay updated with the latest UK tax changes and salary trends
Discover the latest updates to UK tax bands, National Insurance rates, and how they affect your take home pay for the new tax year.
Read MoreLearn about pension contributions, salary sacrifice schemes, and other legitimate ways to reduce your tax burden.
Read MoreScottish residents face different income tax rates. Find out how this affects your salary calculations and take home pay.
Read MoreUnderstand Plan 1, Plan 2, and Postgraduate loan repayments and how they impact your monthly take home pay.
Read MoreCompare the tax implications of being a freelancer versus an employee, including IR35 rules and Corporation Tax.
Read MoreEverything you need to know about UK salary calculations
Our calculator uses the official 2025-26 UK tax rates and National Insurance thresholds as published by HMRC. It provides accurate estimates for PAYE employees, though actual deductions may vary slightly based on specific circumstances like pension contributions, benefits in kind, or timing of payments throughout the tax year.
Our calculator includes Income Tax, National Insurance (Class 1 Employee contributions), and optionally Student Loan repayments. It does not include pension contributions, benefits in kind, childcare vouchers, or other voluntary deductions that may apply to your specific situation.
Scottish residents pay different Income Tax rates but the same National Insurance rates. Scotland has more tax bands including a starter rate of 19% and intermediate rate of 21%, which can result in different take home pay compared to England, Wales, and Northern Ireland.
For 2025-26, the UK tax bands are: Personal Allowance £0-£12,570 (0%), Basic Rate £12,571-£50,270 (20%), Higher Rate £50,271-£125,140 (40%), and Additional Rate above £125,140 (45%). National Insurance is charged at 12% between £12,570-£50,270 and 2% above £50,270.
Yes! Simply multiply your hourly rate by the number of hours you work per year. For example, £15/hour × 37.5 hours/week × 52 weeks = £29,250 annual salary. Our calculator will then show your hourly take home rate in the results.
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